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| Tel: 01923 225201 |
| Fax: 01923 818657 |
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Henry Dony Associates
Public Loss Assessors
Hill House
10 Ye Corner
Bushey
Watford
Hertfordshire
WD19 4BS |
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Minimise Risk - Our Advisory Service
Insurance claims for various types of loss
| The types of loss which give rise to Insurance claims are many and varied. Claims can often be avoided by the policyholder taking simple steps, many of which are common sense. Our advisory service can offer advice on a loss prevention programme to minimise your risks. Prevention is better than claim so contact us now for a free consultation. |
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Loss due to theft
We have come across claims for theft where a window of an unoccupied house has been left open. We can offer advice on the best ways to secure your home or business premises.
Loss due to fire
We have dealt with fire claims where lighted candles were left near an open window with net curtains flapping. We can advise on simple measures to minimise the risk of fire.
Loss due to burst pipes
People go away in winter leaving the house unheated and the water system undrained - and are then surprised when they return to find the house inundated by water. If there is a sudden cold snap, the pipes freeze, develop cracks, and when the temperature rises above zero, the water starts gushing out. Our advisory service provides advice on measures to minimise the risk of damage due to escape of water.
Claims for commercial loss
In a commercial setting, as in your own home, much thought needs to be given to loss prevention. People are often disinclined to spend money on perimeter protections and other loss prevention measures, but the reality is that however well insured someone is, prevention is better than claim. We can offer advice on many aspects of loss prevention to minimise your risk of having to make an insurance claim.
Is your business data backed up?
We have seen several businesses go under shortly after a major claim, simply because they did not follow a regular routine of backing up their records. Because backing up takes time, many people view it as an unnecessary chore. We encourage everyone to consider the cost and time expended as a part of the Insurance Premium. For the vast majority of the time it will not be needed – but when it is required, it is often a lifeline.
Contact us now
Whatever the cause of loss leading to your Insurance claim, you can contact us at any point in the claim process. However the way a claim is presented is as important as the way it is negotiated and settled, so the earlier you contact us the better. Contact us now for a free consultation.
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Henry Dony Associates - Public Loss Assessors
Hill House, 10 Ye Corner, Bushey, Watford, Herts WD19 4BS
Tel: 01923 225201 Fax: 01923 818657 Email: info@henrydony.co.uk
Authorised and Regulated by the Financial Services Authority
Member of the Institute of Public Loss Assessors
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